Different EB Visas Explained: Which Option May Be Right for You?

Listen to Our Podcast!
Spotify Logo Icon
Amazon Music Logo Icon
I heart Radio Logo Icon
Apple Podcast Logo Icon
YouTube Logo Icon

If you are looking to potentially obtain a U.S. green card, you may have more options than you think. While the traditional routes, such as H-1B and F1 visas, are good options, they come with several challenges, including the potential for decades-long wait times. For this reason, you may be interested in exploring employment-based (EB) visas. There are five different types of EB visas, and each comes with its own set of requirements.

 

So, what makes the several EB visa types—from EB1 to EB5—different? The types of EB visas are a cornerstone of the U.S. immigration system, designed to attract skilled professionals, investors, and specialized workers who contribute to the country’s economy and diversity. Primarily to support employment-based immigration, the EB visa program focuses on both immediate labor needs and long-term national interests. Each year, the U.S. government offers about 140,000, split between the five different types.

 

Understanding the different types of EB visas is essential for anyone considering employment or investment-based immigration to the U.S. Because each is tailored to unique groups of individuals, finding the pathway that most aligns with your skills, career, and long-term goals can help ensure a smooth visa process.

 

This is where Peachtree Group comes into play. Our team has spent more than 40 years helping clients potentially obtain green cards through investment. Our experience with the EB5 visa system has seen us manage over $2.0 billion in transactions, helping thousands of investors navigate the complex immigration system to find the right pathway to permanent residency. In this comprehensive guide, we’ll explain the five different EB visa types and why they may be right for you.

 

What Are EB Visas?

Before we go in-depth on each of the five types of EB visas, let’s first discuss the purpose of the EB visa types. These employment-based immigration programs provide a vital way for workers and investors to secure a permanent future in the United States while contributing to its economic growth and global competitiveness. An EB visa allows individuals the chance to leverage their unique qualifications to achieve their immigration goals.

 

For professionals looking to further their careers, the EB 1-4 visa categories can open doors to industries such as healthcare, technology, and academia. For investors, the EB-5 route offers the ability to turn a financial contribution in a U.S. business into permanent residency.

 

So, which path is right for your career and financial aspirations? Here's a quick breakdown of the five EB visa types.

EB-1: Extraordinary Ability, Outstanding Professors, Researchers, and Multinational Executives. 40,000 visas per year.
EB-2: Advanced Degrees or Exceptional Ability. 40,000 visas per year.
EB-3: Skilled Workers or Other Professionals. 40,000 visas per year.
EB-4: Translators and Religious Workers. 10,000 visas per year.
EB-5: Investent-based Immigration. 10,000 visas per year.

The EB1 Visa, Explained

 

The EB-1 visa, often referred to as the “first preference” category in the U.S. employment-based immigration system, is designed for individuals who have achieved exceptional success or possess extraordinary qualifications in their field. This visa category caters to three primary groups:

  • Individuals with extraordinary ability (EB-1A)
  • Outstanding professors or researchers (EB-1B), and
  • Multinational executives or managers (EB-1C).

 

How Is Eligibility Determined?

 

For those looking for an EB-1A visa, they must demonstrate sustained national or international acclaim in their field, such as science, arts, education, business, or athletics. In other words, you have to prove that you’ve risen to the top of your field. Individuals in this category can self-petition, eliminating the need for a job offer.

 

For EB-1B visas, applicants must have at least three years of experience and be recognized internationally for their academic achievements. Additionally, you will need to have a job offer from a U.S. institution to teach or research.

 

Finally, EB-1C visas require that applicants have worked for at least one year within three years as a manager or executive at a top organization. Those who are transferring to a U.S. branch of the organization are eligible for this visa.

 

What Are the Benefits?

 

Compared to other employment-based immigration routes, the EB-1 visa comes with several benefits. One of the biggest is the potential for shorter wait times, as the category is not subject to the same backlogs as an H-1B for example. Your timeline could also be expedited further by EB-1 visas not requiring Department of Labor-issued certifications.

EB-2 Visas: What Makes Them Different?

 

The second preference category is reserved for individuals who bring advanced expertise or exceptional abilities to the U.S., particularly in fields like sciences, healthcare, and technology. It is important to note that in certain cases, those with EB-1 visas could switch to an EB-2. With this said, though, the EB-2 type of EB visa is not for executives or professors.

 

Determining Eligibility

 

Applicants for this type of EB visa must possess an advanced degree, such as a master’s or PhD. Candidates must demonstrate a level of expertise significantly above what is ordinarily encountered in their field. This can be proven through awards, certifications, or membership in professional associations. Additionally, you must be able to provide documentation from your employer(s) that proves at least ten years of experience in your field. A job offer from a U.S. employer is typically required, but there are exceptions.

 

Individuals whose work is deemed to be of substantial benefit to the U.S. can self-petition without needing a job offer. This is done through a National Interest Waiver (NIW). For scientists, entrepreneurs, and other professionals, this type of EB visa is particularly attractive.

 

Benefits of EB-2 Visas

 

For individuals who have strong qualifications in their field, the EB-2 visa offers the advantage of being accessible. Those currently holding an EB-1 visa may consider transferring to an EB-2 if their circumstances change or if they seek a broader eligibility framework. For instance, professionals who no longer meet the "extraordinary ability" threshold could qualify under "exceptional ability" or the advanced degree criteria.

 

The added benefit of the NIW option also helps certain immigrants expedite the process of earning employment-based immigration status. Like the EB-1 visa, the EB-2 can provide a more balanced pathway to permanent residency or full-time U.S. citizenship for highly skilled individuals.

The EB-3 Visa: For Skilled Workers and Professionals

 

So, what is the difference when comparing EB-1 vs. EB-2 vs. EB-3? While the three may sound similar, this EB visa type appeals to those who may not qualify for the higher thresholds of EB-1 or EB-2 but still possess valuable abilities sought by U.S. employers. EB-3 visas offer a broad range of opportunities, as they include skilled workers and professionals and even unskilled workers in industries where demand for jobs is still high.

 

What Makes an Applicant Eligible?

 

Let’s start with skilled workers. In this category, jobs could include computer scientists, journalists, or graphic designers. Applicants must have at least two years of training or experience, which could be satisfied by post-secondary education. On top of this, you must have a full-time offer for a U.S. job and complete a Department of Labor Form ETA-9089 to certify your status.

 

When we consider professionals, the requirements are similar. Candidates must hold at least a U.S. bachelor’s degree (or a foreign equivalent) required for the position. A major difference is that they must also demonstrate that no qualified U.S. workers are available for the specific role.

 

Finally, for “other workers” or unskilled workers, you must demonstrate the ability to perform work for which qualified U.S. workers are unavailable. This typically requires less than two years of training or experience, but it is important to note that wait times could be longer for this group due to bigger backlogs.

Understanding “Skilled vs. Unskilled”

 

The primary difference lies in the job requirements. Skilled workers require specific training or experience, often making their roles more specialized. In contrast, unskilled workers fill essential positions that do not demand formal training, such as roles in agriculture or hospitality.

EB-4: A Path for Those Not Eligible for EB Visas 1-3

 

The final employment-based immigration route for those considering EB visas is the EB-4. This EB visa type is a specialized pathway to permanent residency for individuals who fall into unique employment-based classifications. The fourth preference category provides valuable opportunities for those who may not fit into the three categories of EB-1 vs. EB-2 vs. EB-3 to still take control of their U.S. future.

 

Who Is Eligible?

 

This category supports “special immigrants” who fall into a few different job categories: religious workers, translators, broadcasters, and certain members of the U.S. government or armed forces who currently reside abroad.

 

What Is the Benefit?

 

The EB-4 visa provides an essential pathway for individuals whose roles contribute to the U.S. in non-traditional yet vital ways, such as promoting religious freedom, supporting international diplomacy, or aiding national security.

EB-5: Investment-Based Immigration

 

Unlike the four options above, which are focused on employment-based immigration, EB-5 is centered around investment-based immigration. This type of EB visa is perfect for those who want to combine their entrepreneurial ambitions with the chance to obtain a U.S. green card. Since the program is designed to stimulate economic and job growth in the country, there are a few requirements that investors must meet:

  1. Investment Totals: Applicants must invest a minimum of $1,050,000 over two years in a new commercial enterprise. If the investment is in a targeted employment area (TEA)—a rural area or one with high unemployment—the minimum investment is reduced to $800,000. While the initial price tag may seem high, investors may be able to recoup the full amount depending on the business project they invest in.
  2. Job Creation: Each investor is required to create or preserve at least 10 full-time jobs for qualifying U.S. workers. For example, if you invested in one of Peachtree Group's EB-5 projects, your money would go towards generating and supporting new positions for construction and operations staff.
  3. Background Check: Finally, every EB-5 visa holder must pass a U.S. background check to ensure they have no criminal record.

The Benefits of EB-5 Visas

 

To qualify for this EB visa type, no previous business or educational experience is required. Anybody who meets the investment and job creation requirements can apply. And while conditional residency is granted for the first two years until you prove the value of your investments, you can treat this very much like having a green card. You’ll be able to live, work, or travel anywhere in the U.S.

 

Another big benefit of this type of EB visa is that your immediate spouse and any unmarried children under the age of 21 will be eligible as well. This provides you and your family with direct routes to U.S. green cards. You are also not required to have a full-time job offer or corporate sponsor, giving you more freedom and flexibility throughout your immigration process.

 

At Peachtree Group, our projects help you streamline this process. Our advisors provide expert guidance at every step, helping you through your initial investment and providing all relevant information about our projects and how investors are creating jobs. Plus, our global hotel partners allow you to invest in world-renowned brands such as Marriott, Hilton, and IHG. Want to learn more about how we can help you potentially earn your green card? Visit our website or fill out our contact form and we’ll get back with you right away.

 

Frequently Asked Questions

 

What is the difference between the EB visa types?

There are five different types of EB visas. EB visas 1-4 are employment-based immigration visas, while EB-5offers a route for investment-based immigration.

 

What type of EB visa is right for me?

Choosing the right EB visa type comes down to several factors, including your career, level of education, and job experience. EB-5 visas are available to all who meet certain investment and job creation criteria.

Related posts

If you enjoyed this article, read through these related press releases and insights.
EB-5
Insight
5 min read

The Peachtree Advantage in EB-5 Visa Investment

Peachtree's experience managing complicated and multi-staged projects lays the perfect foundation for guiding potential EB-5 investors smoothly through choosing and managing their EB-5 project. Learn more here about the Peachtree Advantage.

We know the EB-5 visa process can be overwhelming. In fact, it’s famous for it.

Peachtree Group has been a trusted authority in the commercial real estate investment sector for over a decade. Over the past 17 years, we have successfully managed more than $10 billion of investments spanning acquisitions, large-scale developments and strategic lending.

Our experience in managing complicated and multi-staged projects lays the perfect foundation for guiding you smoothly through the EB-5 visa process and all the EB-5 visa requirements. Learn more about the EB-5 Process here.

Peachtree Group Advantage Highlights:

  • Our EB-5 project deal size ranges from $20 million to $50 million. This means they are smaller and tend to complete construction faster than typical larger investments.
  • We structure our investments as Senior Secured (Mortgage) Loans, which hold the highest rank in repayment for our investors.
  • We secure backstop or bridge financing for every deal, which means our projects are fully financed and can complete construction without waiting for other sources of funding.
  • The projects themselves are constructed relatively quickly, typically within 12 to 24 months. This accelerated timeline allows investors to potentially recoup their investments sooner than in the more typical, larger-scale EB-5 deals.
  • Uniquely, Peachtree shares the same risks as our investors; we have real skin in the game in every EB-5 deal we invest in.

What is the EB-5 visa program?

The program was established in 1990 by the United States Congress with the goal to stimulate the U.S. economy through job creation and capital investment by foreign investors. The EB-5 program is the United States residency by investment program.  The program requires a foreign investor invest their capital into a designated project or commercial enterprise that will create at least 10 jobs for qualified U.S. workers.  

Discover the Peachtree Advantage. 

Navigating the EB-5 visa process can be complex, but choosing the right partner shouldn’t be. Download the Peachtree Advantage Guide to learn how our rigorous approach brings top-tier EB-5 projects to market.

Why EB-5? Why Now?

We don’t need to tell you why so many foreign nationals are looking for ways to become part of one of the world’s largest and strongest economies. The pursuit of The American Dream is a legend in its own right, and one you can readily achieve for both yourself and your family.

The EB-5 program provides a path and is a step stone to a new life in the United States. Unlike other programs that might grant temporary or conditional stays, the EB-5 visa leads to permanent residency—your chance to truly call the U.S. home.

This means you can live, work, study, and access public services just like any other resident, setting down roots for yourself and your family.

When you partner with Peachtree Group you are investing in the expertise and proven investment track record that can make this dream a reality.

The Time is Now

Markets may be volatile, but our discipline is consistent. Opting for EB-5 with Peachtree means seizing an opportunity at a moment when the program is gaining renewed interest and visibility.

Visa slots are limited, and demand is growing — waiting could mean missing out.

With Peachtree Group, you gain a partner who will make this journey straightforward and rewarding, aligning your investment with both immediate residency needs and your broader financial goals.  We structure a strategic approach that leverages the benefits and opportunities offered by the EB-5 Immigrant Investor Program.

Choosing the right EB-5 investment is a core pillar of your success.

Below we explain how Peachtree selects and manages projects, and how entrusting an expert team like Peachtree’s can play a pivotal role in your investment's success.

The Peachtree Advantage

Why You Can Trust Our Solution

Peachtree has completed billions of dollars in loans and has a robust pipeline of deals. We make sure a quality subset of those deals become EB-5 investments as long as they qualify and meet all of our criteria, as well as that of the regulations of the EB-5 Immigrant Investor Program as outlined by USCIS.

This means there is a constant stream of reliable EB-5 opportunities in our pipeline.

It also means no waiting around for you, no time consuming and stressful searches for the right investment. You could get started today if you wanted to.

No two investments are the same. That’s where we thrive.

No two investments are the same, but our discipline and unified approach is consistent. We have a tried and tested system which has enabled us to complete billions of dollars in successful loans.

Here's how Peachtree does it:

Simple

Our investments are simple; easy to understand and oversee. We have decades of proven expertise in commercial real estate, and we use this to your advantage.

Peachtree’s solid, straightforward approach enhances the stability of your investment and also allows us to handle the majority of the administrative burdens on your behalf.

This means less stress for you and more focus on the bigger picture—securing your future in the U.S. with a reliable, well-structured investment.

By choosing this pathway, you leverage Peachtree’s expertise and track record in successful real estate development and finance.

We structure the investment to satisfy the project-related requirements for the EB-5 visa.

We complete the project filings, we adhere to the reporting requirements, and our dedicated team handles all of the administrative burdens associated with the project you select to invest in.

Small

Our years of experience have taught us that investors get more reliable, less volatile results by strategically focusing on smaller projects with a single purpose rather than larger, more complicated projects.

Our projects generally involve single-asset real estate projects costing between $20 million and $50 million.  Construction timelines for these projects are generally between one and two years. Because they are smaller and less complicated, the chances of things going awry are minimized.

Smaller projects get completed more quickly than large, multi-year, multi-phase projects.  We have seen other EB-5 projects involving hundreds of millions of dollars from many different sources of capital that take many years to build.  

These projects may have to survive the fluctuations of multiple real estate boom and bust cycles. Unfortunately, we have seen how some of these projects do not make it to completion.

Fully Financed

A major advantage is that our projects already have fully bridged financing - so you aren't waiting for other investors or other sources of capital to fund the capital stack before the project and construction can begin.  We put in place backstop financing to ensure funds are available to complete the project regardless of external economic fluctuations. This in turn also ensures that job creation is continuous throughout the construction timeline.

Senior Secured Loans

One of the cornerstones of our investment strategy is our use of Senior Secured Loans.

This financing structure prioritizes the repayment of our EB-5 deals before other sources of capital in the project.

What this means for you is a substantially lower risk to your principal and a priority position in the repayment waterfall.

We designed these financial structures to enhance the project's financial stability.

Regardless of fluctuations in the financing markets, our EB-5 projects have the capital to move forward.

Rigorous Project Selection

Our vetting process is second to none. Peachtree has invested more than $10 billion into nearly 700 different transactions over 17 years.  

Peachtree Group is one of the largest lenders to the hospitality sector and one of the largest providers of private credit for commercial real estate in the U.S.

We are in the flow of the market, and we see lots of opportunities.  But we only choose a small subset of the deals we review for investment.

And for EB-5, we choose an even smaller subset of projects based both on their potential for success and on their capacity to meet EB-5 criteria.

We sift through a large universe of projects to choose the deals most appropriate for your EB-5 process.

Expertise of the Peachtree EB-5 Team

Our EB-5 team includes specialists who have helped shape the landscape of EB-5 investments.

It’s our insider understanding that means we can adapt to changes in the regulatory environment so quickly.

What this means for you is compliant projects, and spotless paperwork.

Experienced Industry Leaders

The strength of our team lies in its collective experience.

Our EB-5 specialists have decades of success in real estate, finance, and immigration law.

Peachtree Group is known for its proven track record of managing investments and guiding investors through complicated deals as dependable partners.

Our investors trust us because we are always within reach. We make the complex easier to understand by communicating with sincerity and respect.

A Track Record of Success and Compliance

At Peachtree, we maintain strict adherence to legal and regulatory standards. We have structured and invested in financing programs based on many complicated incentives, tax structures, and other government programs.  

We combine this culture of sorting through complex laws and regulations with rigorous underwriting to make complicated programs work in simple, common-sense, conservative deals.  

We bring this same culture of knowledge and compliance to our EB-5 program.

Proactive Risk Management

We proactively manage risks by monitoring market trends every day. We are at the forefront of regulatory changes that could impact our projects and are always quick to act.

Our approach includes specific actions like regular updates to our investment strategies to mitigate potential risks associated with economic downturns, market volatility, or legislative changes.

Our goal is to make sure your journey to U.S. residency is as smooth and successful as possible.

We Invest with You

Peachtree Group’s investments are usually in the most senior position in a project’s capital stack, which means Peachtree’s EB-5 investments get paid back before other investors or sources of finance on our projects.

In addition, once the EB-5 capital is raised, Peachtree retains a piece of the deal in the same or lower risk position as the EB-5 investors.

Our approach here is unique because we are invested right alongside or even behind you.

We underwrite thoroughly and execute confidently.

Choose your preferred investment project and let us take care of the rest.

Our Projects

Our EB-5 projects generally qualify as either rural or high unemployment area designations. We do this deliberately to reduce your required financial investment and to allow you to take advantage of the reserved visa categories which minimizes your potential waiting time to enter the U.S.

As an example, one of our existing EB-5 visa investment projects is a 105-room hotel project in Boone, North Carolina.

The econometric model for this project shows 13.5 jobs per EB-5 investor. This project has received approval from USCIS confirming the job creation methodology and other EB-5 requirements.

It’s also a project that qualifies as both rural and high unemployment, giving you the best flexibility possible.

Because we invest in so many projects, you will always have a strong selection to choose from.

Boone, NC EB-5 investment project data
The credentials of our Boone, North Carolina EB-5 investment project shows how we provide a margin around job creation numbers.

Boone, NC EB-5 investment project data

Peachtree’s Project Selection and Management

At Peachtree, our approach to selecting and managing EB-5 projects is grounded in minimizing risk. We want to create the best opportunity possible for a successful EB-5 investment and citizenship.

To do this, we have an entire team dedicated to vetting investment projects based on their economic viability, job creation forecasts, and financial soundness.

Our priority is to ensure they meet and exceed USCIS requirements.

What our selection process looks like at a glance:

  • Industry Leading Due Diligence: We carry out thorough financial, legal, and market analysis on each project to assess its viability and ensure compliance with EB-5 regulations.
  • Strategic Project Management: We manage all aspects of the project lifecycle, from inception through completion. Our team makes sure each phase aligns with the planned timelines and job creation metrics to keep everything measured and well-managed.
  • Comprehensive Administrative Handling: Peachtree takes care of all the project-related filing, paperwork, and reporting requirements. This means investors can focus on their investment without worrying about the significant administrative burden of the EB-5 process.
  • Continuous Compliance Monitoring: Our team stays on top of changes in immigration laws and adjusts project strategies accordingly. This means you can relax knowing your project will always be compliant with the latest USCIS regulations.

Now we’ve given you a high-level overview, we are including a detailed breakdown of the process for those of you who love to get granular.

The Peachtree Investment Process

Phase 1: Research

For each deal Peachtree executes, we research the sponsor, the deal, and the market. The underwriting team is looking for the right brand, operator, sponsor, and construction developer.

Rural developments require additional due diligence to make sure there is enough market demand. Sponsors receive background checks to make sure they have the experience, integrity, and financial backing to be successful.

Phase 2: Legal Review

Every deal goes through an extensive legal review from our in-house legal team headed by general counsel Kevin Cadin and outside transaction counsel for every deal.

Phase 3: Third Party Reviews

Following legal, Peachtree employs independent third-party consultants to perform the following:

  • Appraisal
  • Environmental review
  • A plan/cost review which includes building plans
  • Permit check
  • Contracts due diligence
  • Construction monitoring
Phase 4: Committee Review

Once the deal is fully vetted it goes through Peachtree’s investment committee review. Committee members include our CEO, CFO, CIO, General Counsel, head of development and head of lending.

During this meeting the team is making sure the investment package is complete, background checks have been done and the sponsor has the experience and financial backing to be successful.

Phase 5: Final Review

Deals go through committee review twice. Once as a screen and the second time with a full memorandum. After the second review, the committee will either approve or dismiss the deal.

We know that investing in an EB-5 project is a significant commitment. At Peachtree we feel it is important to know the people behind the project and understand the due diligence we use to evaluate every deal we bring to you.

You can talk to one of our dedicated EB-5 experts today, here.

The Importance of a Knowledgeable Team

Choosing a project managed by a knowledgeable and experienced team like Peachtree’s can be the difference between a successful investment and a problematic one.

With so much at stake, we know investors want this process to be as clean and secure as possible.

Our expertise in real estate development, finance, and the EB-5program itself gives you an unmatched foundation for stable and compliant project execution.

What Peachtree Brings:

  • Expert Guidance: Our team’s deep understanding of the EB-5landscape guides investors through the complexities of the immigration investment process. Our EB-5 lead, Adam Greene, was part of a team representing the industry trade group that reviewed and commented on drafts of the legislation in the heat of negotiations. The expertise we offer is genuinely unrivaled.
  • Proven Track Record: Our history of successful investments gives you the reassurance you need that your EB-5 project is managed effectively. Every project should meet both immigration and investment objectives.
  • Dedicated Support: You will have continuous support from us throughout the EB-5 visa process. We will be there for you, from selecting the right project to achieving permanent residency guiding you every step of the way.

Choosing the right EB-5investment is a big decision that requires careful consideration.

When you partner with Peachtree, you benefit from our commitment to excellence, detailed project oversight, and an unmatched standard of compliance.

We watch out for your interests, diligently manage the EB-5 investment, and help you work through the complex EB-5 process with ease.

Taking the Next Steps with Peachtree

Here’s how you can begin your journey to U.S. residency with an EB-5 investment, guided every step of the way by our expertise and dedication to simplicity, transparency, and success.

Visit Our Website

Start by visiting our website where you can learn more about our specific EB-5 investment opportunities.

We designed our site to be user-friendly and simple.

Pass Along Your Contact Information

Take a moment to fill out the contact form on our website.

When we’ve got your information, one of our investor relations managers will reach out to you.  

EB-5
Education
5 min read

What is a Targeted Employment Area for EB-5 Investments?

This article establishes what constitutes a Targeted Employment Area (TEA) for the EB-5 visa program. It covers the definition and significance of TEAs, the criteria for designation, and explains how investing in a TEA can benefit EB-5 applicants, including the lower investment threshold. The blog will also guide readers on how to find and verify TEAs, and will include practical examples to help illustrate the benefits and process.

The EB-5 Immigrant Investor Program’s intent is to stimulate economic growth and job creation in the United States by attracting foreign investment into various regions within the United States that are in need of economic stimulus and job creation.

To be eligible for permanent residency via the EB-5 Program, a foreign investor must invest a minimum of $1,050,000.  This minimum investment can be reduced to $800,000 should the foreign investor invest in a Targeted Employment Area (TEA).

In this article we will:

  • Explain what is a Targeted Employment Area (TEA)?
  • The difference between High Unemployment TEA, and Rural TEAs.
  • How to find a Targeted Employment Area.
  • Why the EB-5 investment amount is lower for Targeted Employment Areas.
  • What infrastructure projects have to do with TEAs.

 

What is a Targeted Employment Area (TEA)?

A TEA is a designation created by the U.S. Congress and enforced by the U.S. Citizenship and Immigration Services (USCIS) to attract investment in areas that experience high unemployment rates or in rural areas.  Therefore, there are two types of TEAs; Rural Areas and High Unemployment Areas.  TEAs must have at least an unemployment rate of 150% of the national average.

The EB-5 Reform an Integrity Act of 2022 (RIA) brought forward visa set-aside categories or also known as reserved visas.  There is a set aside of 32% of all EB-5 Visas. It created an annual set-aside of 10% of all the EB-5 visas for investments made in high-unemployment TEAs and an annual set-aside of 20% of all the EB-5 visas for investments made in rural TEAs. These set-asides offer post-RIA investors a potentially immediately available visa upon I-526Eapproval, even if they are from a backlogged country and offer an investment minimum of $800,000.

High-Unemployment TEA

For an area to qualify as a high-unemployment TEA, an area must have an unemployment rate of at least 150% of the national U.S. average unemployment rate. 

High-unemployment TEAs can now only include the census tract of the investment project and directly adjacent census tracts. This new definition was established by the EB-5 Reform and Integrity Act of 2022 (RIA).  TEA designations are granted by The U.S. Citizenship and Immigration Services. High-unemployment designation is valid for two years and can be renewed in two-year increments.

The set-asides offer post-RIA investors a potentially immediately available visa upon I-526E or I-526 approval, even if they are from a backlogged country.

Rural TEA

A Rural TEA is an area that is outside of a metropolitan statistical area and beyond the outer boundary of a city or town with a population of 20,000 inhabitants or more. Rural TEAs encourage EB5 rural investment in rural areas that have a need for economic development and job creation.

Rural EB-5 petitioners are eligible for priority processing, although the exact timeline for processing is not yet defined by USCIS. The EB-5 Reform and Integrity Act of 2022 established an annual set-aside of 20% of all EB-5 visas for investments made in rural TEAs. This set-aside offers post-RIA investors a potentially immediately available visa upon I-526Eapproval, even if they are from a backlogged country. Additionally, rural EB-5petitions may receive priority processing, which is an average of a 12-monthprocessing time.

How do I find a targeted employment area?

A targeted employment area list can be found by using a TEA mapping tool.  Invest in the USA (IIUSA), the EB-5 industry’s trade organization provides an interactive TEA mapping tool found here:  https://iiusa.org/resources-data/targeted-employment-areas/.  One can access the TEA map and review in-depth data about each census track. The map is updated annually with labor data released by the U.S. Bureau of Labor Statistics by county.

Why is the EB-5 investment amount lower for targeted employment areas?

The EB-5 investment amount in a Rural or High Unemployment Area TEA or Infrastructure project is reduced to $800,000 from $1,050,000 based on geographic and unemployment data issued by the U.S. Bureau of Labor Statistics.

Infrastructure Projects

In addition to targeted employment areas, infrastructure projects also have a visa set-aside of 2% of the total EB-5 visas, and they are treated similarly to TEA EB5 projects in terms of the required investment amount.

The EB-5 Reform and Integrity Act of 2022 defines between "targeted employment areas” and “infrastructure” projects; however, infrastructure projects are treated similarly to TEA projects as they have the same investment amount of $800,000 and also have a visa set-aside of 2% of the total EB-5 visas.

Peachtree Group Projects

Peachtree Group projects are in Targeted Employment Areas. Current projects include:

Taking the Next Steps with Peachtree

Here’s how you can begin your journey to U.S. residency with an EB-5 investment, guided every step of the way by Peachtree Group's expertise and dedication to simplicity, transparency, and success. Learn more about The Peachtree Advantage.

Visit Our Website

Start by visiting our website where you can learn more about our specific EB-5 investment opportunities.

We designed our site to be user-friendly and simple.

Pass Along Your Contact Information

Take a moment to fill out the contact form on our website.

When we’ve got your information, one of our investor relations managers will reach out to you.  

Taking the Next Steps with Peachtree

Begin your journey to U.S. residency with an EB-5 investment. Once your information is received, one of our investor relations managers will reach out to you.

 

 

EB-5
Education
5 min read

What to Know Before Investing in US Real Estate

Investing in US commercial real estate funds can be an attractive option for foreign investors looking to shift assets to stable, US dollar-denominated assets. Before investing, be sure you understand the types of investments and the benefits for each.

Many foreign investors have considered investing overseas to achieve portfolio diversification. Investing in US commercial real estate funds can be a particularly attractive option.  In addition to shifting some assets to stable, US dollar-denominated assets, a portfolio of commercial real estate assets should provide less volatile returns than a single residential home or single asset commercial real estate transactions.

 

Benefits of Debt Investments


Investing in commercial real estate debt involves providing loans to property owners or developers. This strategy brings forth several key benefits:

  • Predictable Income: Debt investors typically earn consistent interest income from the loans they provide. This dependable income stream can particularly appeal to income-oriented investors, such as retirees.
  • Lower Risk Profile: Debt investments are considered less risky than equity investments. As a lender, you have a priority claim on the property's income and assets,     reducing exposure to market volatility.
  • Asset-Backed Security: Commercial real estate debt is secured by physical assets, which serve as collateral, providing an added layer of security for investors in the event of default.
  • Steady Cash Flow: Debt investments often have fixed interest rates and regular payment schedules, allowing investors to plan their income with greater certainty.

 

Benefits of Equity Investments


The Appeal of Equity Investments involves owning a stake in the property itself. Here are the notable advantages of equity investments:

  • Potential for Higher Returns: Equity investors benefit from the property's appreciation in value over time. In addition to rental income, they can earn significant profits when the property is sold.
  • Diversification: Investing in commercial real estate equity allows investors to diversify their portfolios further as they gain exposure to physical assets that may     behave differently than traditional financial assets.
  • Control and Decision-Making: Equity investors often have a say in property management and strategic decisions, allowing for more active involvement and influence over the asset's performance.
  • Tax Benefits: Equity investors can use tax deductions, such as depreciation and interest expenses, to reduce their taxable income.

 

A savvy investor can further optimize their portfolio by diversifying across both debt and equity investments in commercial real estate. This hybrid approach balances stable income from debt investments with the potential for higher returns from equity investments. It is particularly appealing in times of economic uncertainty, providing a hedge against market volatility and multiple avenues for wealth generation.

 

Advantages of US Private Equity Funds

Private equity real estate funds in the United States provide an opportunity for investors to diversify in two ways.  First, by diversifying away from ordinary, publicly traded debt and equity securities, investors can earn returns that are uncorrelated to the broader stock market. Second, by investing in a fund with professional management, investors can earn returns that are less volatile than single asset investing while benefiting from the expertise and experience of the management team.  

 

When looking to invest with a fund manager, consider the track record of the fund as a whole, and the experience of the individual executives on the team.  In your due diligence, understand the investment process of the manager: how do they identify, underwrite, close, and administer individual transactions?  Do they have a meaningful focus based on their experience?  Have they established a successful track record?

Answering these questions will get you on the path to finding a reputable fund manager motivated to protect and grow your investment. It’s not easy to invest overseas, but with the right knowledge and partner, it can be a very rewarding experience.

About Peachtree Group

Peachtree Group is an investment firm driving growth with a diverse portfolio of commercial real estate assets and other ventures, with a specialty in hospitality. We’ve executed hundreds of investments since inception with a focus on real estate acquisition, development, and lending. Today, we manage billions in equity, augmented by services designed to protect, support, and grow your investment.

Peachtree Group has an EB-5 visa by investment program which allows foreign nationals the opportunity to attain permanent residency in the United States. The EB-5 visa program allows you to invest in job creating projects in the U.S. creating a path to a green card for you and your family. The minimum investment is $1,050,000. However, investment in Targeted Employment Areas reduces the minimum cost to $800,000. Learn more about the EB-5 visa by investment program.