Invertir en un hotel de franquicia puede ser una buena manera de diversificar su cartera y lograr retornos sólidos durante un período prolongado. Encontrar las opciones de financiación hotelera adecuadas puede hacer que esta adquisición sea aún más rentable. Las cartas de garantía están diseñadas para proporcionar un marco legal para que los prestamistas y franquiciadores gestionen situaciones en las que el comprador del hotel no paga el préstamo. Estos son algunos datos que todo inversor debe conocer cartas de consuelo.
Las cartas de garantía son documentos que permiten a los prestamistas: asumir los derechos de franquicia si el franquiciado original no paga el préstamo. Estas cartas incluyen disposiciones que garantizan que los prestamistas puedan seguir operando el hotel en caso de incumplimiento o ejecución hipotecaria de los préstamos hoteleros de la franquicia.
Las cartas de garantía ofrecen varios beneficios para todas las partes involucradas en la transacción, incluidos los siguientes:
Muchos prestamistas exigen cartas de garantía antes de finalizar los préstamos para propiedades hoteleras franquiciadas.
En la mayoría de los casos, la carta de garantía es redactada por la compañía franquiciadora como parte del proceso de franquicia. Estos documentos legales pueden seguir una plantilla estandarizada o pueden personalizarse para adaptarse a las necesidades del prestatario y del prestamista. El contenido de la carta puede incluir algunas o todas las siguientes disposiciones:
Estas disposiciones están diseñadas para proteger al prestamista si el préstamo de financiación hotelera entra en mora.
Grupo Peachtree es un prestamista directo especializado en préstamos hoteleros. Nuestros originadores trabajan con inversores de todo EE. UU. para ofrecer los acuerdos de financiación hotelera más prácticos para sus necesidades específicas. Póngase en contacto con nosotros hoy mismo para analizar sus necesidades financieras con uno de nuestros expertos originadores de préstamos. Trabajamos con usted para ofrecerle las mejores opciones para sus necesidades de financiación hotelera.
2023 was a year marred by obstacles for borrowing across commercial real estate, particularly after a widespread crisis shook regional banks that are historically the biggest lenders in the space. Peachtree CEO Greg Friedman spoke with Hotel News Now about his prediction for 2024.
Insights Into the Lending Environment From Peachtree's Greg Friedman (costar.com)
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ATLANTA (April 2, 2024) – Peachtree Group ("Peachtree") ranked as the seventh largest U.S. commercial real estate investor-driven lender by the Mortgage Bankers Association ("MBA") 2023 loan origination rankings. In 2023, Peachtree deployed over $1.0 billion in commercial real estate credit investments.
Peachtree was also ranked as the tenth largest U.S. commercial real estate hotel lender, its third consecutive year in the top ten. In addition, the firm was among the leading lenders in the retail, multifamily, industrial and 'other' sectors.
"We have experienced a wave of activity since the fourth quarter of 2023, driven by the expectation of persistent high-interest rates and a constrained lending environment from banks," said Greg Friedman, Peachtree's CEO and managing principal. "With traditional lenders stepping back, we have seen a pronounced shift in the capital markets at a time when there is a steep increase in debt maturities within the industry, potentially nearing $1 trillion in this year alone."
Amid the debt market dislocation, Peachtree has already deployed nearly $1.0 billion in credit transactions this year.
"The tidal wave of maturities and trillions of dollars more through 2028 favors private credit lenders like Peachtree to capitalize on these opportunities and close the funding gap left by traditional capital channels," Friedman said.
As a direct commercial real estate lender, Peachtree offers permanent loans, bridge loans, mezzanine loans commercial property-assessed clean energy (CPACE) financing and preferred equity investments across all commercial real estate sectors.
Stakeholders in the commercial real estate arena are navigating through this era marked by rising capital costs and limited liquidity. These conditions are particularly challenging when securing necessary capital for acquisitions, recapitalization and development initiatives.
"Years of dedicated effort in building our capital foundation have equipped us to support real estate owners in executing their business strategies, a commitment that remains firm even during uncertain times," Friedman concluded.
About Peachtree Group
Peachtree Group is a vertically integrated investment management firm specializing in identifying and capitalizing on opportunities in dislocated markets, anchored by commercial real estate. Today, we manage billions in capital across acquisitions, development, and lending, augmented by services designed to protect, support and grow our investments. For more information, visit www.peachtreegroup.com.
Contact:
Charles Talbert
678-823-7683
ctalbert@peachtreegroup.com
ATLANTA (Feb. 2, 2024) – Peachtree Group announced the company originated a $34.5 million loan for the acquisition and renovation of a 312-unit multifamily property in Gainesville, Fla., on behalf of Coastline Management Groups (Coastline), a Hollywood, Fla. based service-oriented real estate management company. The property, Pavilion on 62nd, is a 25-building, 312-unit multifamily used previously for student housing.
The Peachtree Group team originated the floating-rate bridge loan over a three-year term, representing 61% of the stabilized appraised value.
The multifamily property contains 31.74 acres and features two-, three- and four-bedroom units with onsite property management, two clubhouses, two swimming pools, workstation cubicles, a game room, a media room, rentable event room, a gym, indoor racquetball and half-court basketball, sand volleyball court, dog park and package receiving center.
Coastline will use approximately $5.0 million of the bridge loan proceeds to renovate unit interiors, convert four-bedroom units to three-bedroom units, expand the onsite amenities and complete deferred maintenance on exterior and common areas.
Peachtree Group is an investment firm driving growth with a diverse portfolio of commercial real estate assets and other ventures. We’ve executed hundreds of investments since inception with a focus on real estate acquisition, development, and lending. Today, we manage billions in equity, augmented by services designed to protect, support, and grow our investments.