Loan Programs

Financing, made flexible.

You have access to flexible direct and government‑guaranteed lending solutions across the capital stack. Below is an overview of Peachtree Group's primary programs and typical structuring parameters.

Diagram showing various light paths passing through a prism and bending at different angles.
Direct Lending

Direct Lending Solutions

Your direct lending options include bridge, construction, mezzanine, preferred equity, C‑PACE, and net lease financing structured to support your acquisition, development, and value‑add objectives.

Bridge Loans

Short‑term financing to support your acquisitions, recapitalizations, renovations, and transitional assets.

Amount
$15MM – $150MM
Rate
SOFR + 4% - 7%
Amortization
Interest Only
LTV / LTC
Up to 80% LTV / Up to 75% LTC
Loan Fee
1% to 2%
Guarantees
Recourse and Non-Recourse
Typical Term
1 to 5 Years
Use Cases
Acquisitions, Recapitalization, Construction Takeout, PIP/Renovation, Conversions, Gap Financing, Pre-Development

Construction Loans

Financing to support your ground-up construction and select acquisition and horizontal development projects.

Amount
$15MM – $150MM
Rate
SOFR + 5% - 9%
Amortization
Interest Only
LTV / LTC
Up to 75% LTV / Up to 75% LTC
Loan Fee
1% to 2%
Guarantees
Recourse and Non-Recourse
Typical Term
2 to 5 Years
Use Cases
Ground Up Construction, Net Lease, Accquisition & Horizontal Development

Mezzanine

Subordinated capital designed to complement senior debt and enhance flexibility within your capital structure.

Amount
$3MM – $20MM
Rate
Starting at 14%
Amortization
Interest Only or Matched to Senior
LTV / LTC
Up to 85% LTV / Up to 85% LTC
Loan Fee
1% to 2%
Guarantees
Recourse and Non-Recourse
Typical Term
Matched to Senior Loan
Use Cases
Acquisitions, Recapitalization, Construction Takeout,  PIP/Renovation, Conversions, Gap Financing, Pre-Development

Preferred Equity

Structured equity capital designed to support recapitalizations, partner buyouts, and complex capital stack solutions.

Amount
$3MM – $20MM
Rate
Starting at 13%
Amortization
N/A
LTV / LTC
Up to 95% LTV / Up to 95% LTC
Loan Fee
2%
Guarantees
N/A
Typical Term
N/A
Use Cases
Acquisitions, Recapitalization, PIP/Renovation, Rescue Capital, CMBS, Loan Assumption, Partner Buyout

C-PACE

Long-term financing that can support your energy efficiency, resiliency, and sustainability improvements.

Amount
$1MM – $100MM
Rate
Starting at 7.5%
Amortization
Up to 30 Years
LTV / LTC
Up to 35% LTV / Up to 50% LTC
Loan Fee
1% to 2%
Guarantees
Non-Recourse and Flexible Payments
Typical Term
Up to 30 Years
Use Cases
New Construction, Value-Add, Retroactive
Government-Guaranteed

Government-Guaranteed Lending

You can access USDA and SBA financing backed by federal guarantees to support your growth, acquisition, construction, and long‑term stability.

USDA

Long-term, government-backed financing that can support your qualifying rural business and essential infrastructure needs.

Amount
$1MM – $25MM
Rate
WSJP + 1% - 2.50%
Amortization
Up to 30 Years
LTV / LTC
Up to 80% LTV / Up to 100% LTC
Loan Fee
3.4% to 5%
Guarantees
Recourse and Non-Recourse
Typical Term
Up to 30 Years
Use Cases
Startup, Construction, Expansion, Acquisition, CRE, Working Capital, Equipment, Inventory, Refinancing

SBA 7(a)

Flexible SBA financing that can support your operating business, including owner-occupied real estate and growth initiatives.

Amount
Up to $5MM
Rate
WSJP + 1% to 2.75%
Amortization
Up to 25 Years
LTV / LTC
Up to 85% LTV / Up to 100% LTC
Loan Fee
2.8% to 3%
Guarantees
Recourse and Non-Recourse
Typical Term
Up to 25 Years
Use Cases
Startup, Construction, Expansion, Acquisition, CRE, Working Capital, Equipment, Inventory, Refinancing

Bridge to USDA or SBA

Short-term bridge financing that allows you to move quickly on your transaction while positioning for permanent USDA or SBA takeout.

Amount
Up to $25MM
Rate
SOFR + 6% - 8%
Amortization
Interest Only
LTV / LTC
Up to 80% LTV / Up to 100% LTC
Loan Fee
2% to 3%
Guarantees
Recourse and Non-Recourse
Typical Term
Up to 25 Years
Use Cases
Startup, Construction, Expansion, Acquisition, CRE, Working Capital, Equipment, Inventory, Refinancing
Specialty Lending

Specialty Lending

Targeted financing solutions designed to support your operating assets and specialized capital needs beyond traditional real estate.

Equipment Finance

Flexible financing solutions designed to help you acquire, refinance, or upgrade essential business equipment while preserving liquidity.

Amount
$500K - $20MM
Rate
SOFR + 5.50% - 9%
Amortization
Up to 84 Months
LTV / LTC
Up to 100% LTV / Up to 100% LTC
Loan Fee
N/A
Guarantees
Recourse and Non-Recourse
Typical Term
24 to 84 Months
Use Cases
Essential Use or Revenue Generating Equipment / Progress Funding Up to 12 Months