U.S. Hotel Lending Likely to Get More Challenging
Ester Hertzfeld with Hotel Management Magazine spoke with Peachtree SVP Jared Schlosser about the hotel lending market in her most recent article.
为什么贷款机构需要安慰信才能进行品牌酒店融资
投资特许经营酒店是分散投资组合并在很长一段时间内获得可观回报的好方法。寻找合适的酒店融资选择可以使此次收购更有利可图。安慰信旨在为贷款人和特许经营者提供法律框架，以处理酒店购买者拖欠贷款的情况。以下是投资者应该知道的一些事实 慰问信。
什么是安慰信？
安慰信是允许贷款人使用的文件 承担特许经营权 如果原始加盟商拖欠贷款。这些信函包括确保在特许经营酒店贷款违约或丧失抵押品赎回权的情况下，贷款人可以继续经营酒店的条款。
慰问信的好处
慰问信为参与交易的所有各方提供了多项好处，包括：
- 如果贷款人更确定即使借款人违约，他们也能够收回投资，则借款人更有可能找到最具吸引力的酒店贷款安排。这可以改善这些贷款的条款，并可以更容易地获得收购特许经营物业所需的融资。
- 贷款人可以通过确保维持所融资房产的盈利能力来更有效地抵押贷款。
- 特许经营公司可以通过持续经营来保护自己的品牌名称，即使加盟商未能履行其财务义务并拖欠酒店贷款，也能保持其影响力。
许多贷款机构在敲定特许经营酒店物业的贷款之前都需要安慰信。
由特许经营公司精心制作
在大多数情况下，慰问信是由特许经营公司作为特许经营过程的一部分起草的。这些法律文件可能遵循标准化模板，也可以根据借款人和贷款人的需求进行定制。这封信的内容可能包括以下部分或全部条款：
- 该条款确保贷款人能够在止赎程序中指定接管人短时间内运营酒店。
- 该条款允许贷款人在特许经营协议终止之前纠正其任何违约行为。
- 该条款允许在酒店违约时转售房产并将特许经营协议转让给第三方。
这些条款旨在保护酒店融资贷款违约时的贷款机构。
关于桃树集团
桃树集团 是一家专门从事酒店贷款的直接贷款机构。我们的发起人与美国各地的投资者合作，为他们的特定需求提供最实用的酒店融资安排。 立即联系我们 与我们的专业贷款发起人讨论您的财务需求。我们与您合作，为您的酒店融资需求提供最佳选择。
相关 帖子
如果你喜欢这篇文章，请通读这些相关的新闻稿和见解。
Stonehill 被评为美国最大的酒店 CRE 贷款机构之一
商业房地产直接贷款机构Stonehill被抵押银行家协会（“MBA”）2022年贷款发放排名列为美国第八大商业房地产酒店贷款机构，比2021年的排名上升了两位。
商业房地产直接贷款机构Stonehill被抵押银行家协会（“MBA”）2022年贷款发放排名列为美国第八大商业房地产酒店贷款机构，比2021年的排名上升了两位。2022年，斯通希尔部署了12亿美元的房地产投资，其中8.13亿美元与酒店有关。
斯通希尔还被工商管理硕士评为美国第16大商业房地产零售贷款机构，在2022年部署了1.63亿美元。
Stonehill总裁兼董事总经理马特·克罗斯威表示：“我们的表现证明了我们致力于了解赞助商的业务计划，并在市场动荡的情况下通过稳定的资本完成交易。”
去年，Stonehill成立了Stonehill CRE，扩大了其商业贷款业务，在所有房地产领域发起和进行投资。该CRE集团专注于传统上供应不足的重型过渡资产和信贷市场行业。
“在经济波动和利率上升的情况下，传统贷款机构撤回了房地产贷款，造成了资本市场的混乱。Stonehill CRE总裁丹尼尔·西格尔说，在Stonehill，我们花了多年的时间积累资本形成，这使我们能够向希望执行业务计划的各行各业的房地产所有者发放贷款和提供融资。
MBA的年度发放排名报告是一系列全面的清单，列出了149名商业/多户住宅抵押贷款发起人、他们2022年的交易量以及他们的不同角色。
关于斯通希尔
Stonehill隶属于Peachtree Group，是一家直接贷款机构，提供永久贷款、过渡贷款、夹层贷款、商业地产评估清洁能源（CPACE）融资和主要由酒店资产担保的优先股投资。Stonehill成立于2013年，为收购、资本重组、再融资和翻新提供创造性的融资解决方案，并已完成超过510笔交易，总额超过54亿美元。Stonehill的负责人合并发起、构造或购买了超过100亿美元的债务。
Reviving Malls: Shifting Perspectives on Retail's Potential
Is mall still a four letter word? Retail, including malls is experiencing strong leasing momentum, but to be successful, retail investors need to consider these tips.
In today’s highly competitive and constantly evolving real estate market, sponsors of retail commercial properties need a reliable financial partner to help them navigate the complexities of this space. There is a perception that capital is non-existent for this sector, but that couldn’t be further from the truth. Peachtree Group Credit has emerged as an industry leader – ranking as the 16thlargest U.S. commercial real estate retail lender ranking as the 16th largest U.S. commercial real estate retail lender – providing creative financing solutions to help clients realize their vision for maximizing return on investment.
The fact is retail, including malls, is experiencing strong leasing momentum with increased foot traffic allowing sponsors to stabilize cash flow levels, which took a hit during the beginning of the COVID-19 pandemic. Brick-and-mortar retail locations are a necessary and growing component of a retailer’s multi-channel strategy. While traditional retail struggled before COVID, the pandemic has brought greater appreciation for in-store experiences for certain shopping items. This trend bodes well for retail as an investment.
To remain competitive, retail investors must accelerate their plans and expand their thinking to find ways to keep their retail locations relevant in a changing landscape.
Retail investors are looking at this sector with compelling strategies, including reimagining portions of the property to bring in new tenants, densifying the property by spinning off excess parking into pad sites or value-add components with a plan for re-leasing and some potential redevelopment opportunities.
Peachtree provides needed liquidity for maturing loans, new acquisitions and construction projects.
Some of the recent coast-to-coast mall transactions completed, include:
- Bellis Fair Mall – Originating a$24.0 million first mortgage loan for the 774,264 square-foot shopping mall in Bellingham, Washington.
- Cumberland Mall – Originating a$28.8 million first mortgage loan for the 953,313 square-foot shopping mall in Vineland, New Jersey.
- Greenwood Mall – Originating a$42.3 million first mortgage loan for the 970,523 square-foot shopping mall in Bowling Green, Kentucky.
- The Mall at Robinson – Originating a$25.5 million first mortgage loan for the 874,000 square-foot shopping mall in Pittsburgh, Pennsylvania.
- TownCenter at Cobb – Originating a $42.0million first mortgage for a 1,200,000 square-foot shopping mall in Kennesaw, GA
- Fairlane Town Center – Originating a $28.0million first mortgage for a 1,450,000 square foot shopping mall in Dearborn, MI
Peachtree actively collaborates with sponsors from the initial concept stage until closing, offering expedited financing explicitly tailored for their business, allowing all parties to achieve a best-in-class financial outcome. Throughout the process, Peachtree keeps up regular touchpoints, ensuring the transactions go smoothly. This further demonstrates Stonehill’s commitment to supporting sponsor capital strategies with execution certainty amid a highly unpredictable funding landscape, increasingly a critical variable impacting retail real estate acquisition competition outcomes.
Having access to an experienced lender can provide valuable expertise and guidance to help you with your investment. With specific retail knowledge, Peachtree can provide insights into effective strategies for success. At Peachtree, we have the expertise to guide you through your options.
Greg Koenig is a senior vice president at Peachtree Group Credit. Before joining Peachtree, he was an executive director at A large private equity firm, focusing on debt originations in all asset classes. Prior to that, Greg was a senior vice president at Newport RE, a German-based real estate investment company, focusing on acquisitions and asset management for its U.S. portfolio. Previously, he was a vice president at Rialto Capital, where he helped underwrite and asset-manage loan portfolios. Before joining Rialto, Greg worked at TriMont Real Estate Advisors facilitating loan workouts and maximizing returns on distressed assets. Greg holds a bachelor’s degree from the University of Connecticut, where he majored in Real Estate and UrbanEconomics.
Contact Greg at gkoenig@peachtreegroup.com or 1-860-833-2285.