投资美国房地产之前要知道什么

许多外国投资者已考虑在海外投资以实现投资组合多元化。投资美国商业房地产基金可能是一个特别有吸引力的选择。除了将一些资产转移到稳定的美元计价资产外,商业房地产资产组合的回报波动性应低于单一住宅或单一资产商业房地产交易。

 

债务投资的好处


投资商业房地产债务涉及向业主或开发商提供贷款。该策略带来了几个关键好处:

  • 可预测的收入:债务投资者通常从他们提供的贷款中获得稳定的利息收入。这种可靠的收入来源特别吸引以收入为导向的投资者,例如退休人员。
  • 较低的风险状况:债务投资被认为风险小于股票投资。作为贷款人,您对房产的收入和资产拥有优先权,从而减少了市场波动的风险。
  • 资产支持证券:商业房地产债务由作为抵押品的有形资产担保,在违约时为投资者提供了额外的安全保障。
  • 稳定的现金流:债务投资通常具有固定利率和定期还款时间表,这使投资者能够更确定地规划收入。

 

股权投资的好处


股权投资的吸引力涉及 拥有房产本身的股份。以下是股权投资的显著优势:

  • 获得更高回报的可能性:随着时间的推移,股票投资者将受益于该物业的价值升值。除了租金收入外,他们还可以在出售房产时获得可观的利润。
  • 多元化:投资商业房地产股票可以让投资者进一步分散投资组合,因为他们可以接触到行为可能与传统金融资产不同的实物资产。
  • 控制和决策:股票投资者通常在物业管理和战略决策中有发言权,从而可以更积极地参与和影响资产的表现。
  • 税收优惠:股票投资者可以使用折旧和利息支出等税收减免来减少其应纳税所得额。

 

精明的投资者可以通过分散商业房地产的债务和股权投资来进一步优化其投资组合。这种混合方法平衡了债务投资的稳定收入与股权投资获得更高回报的潜力。在经济不确定时期,它尤其具有吸引力,可以对冲市场波动,为财富创造提供了多种途径。

 

美国私募股权基金的优势

美国的私募股权房地产基金为投资者提供了以两种方式进行分散投资的机会。首先,通过分散普通公开交易的债务和股权证券,投资者可以获得与整个股票市场无关的回报。其次,通过投资具有专业管理能力的基金,投资者可以获得比单一资产投资波动性更小的回报,同时受益于管理团队的专业知识和经验。

 

在寻求与基金经理一起投资时,请考虑整个基金的往绩以及团队中个别高管的经验。在尽职调查中,了解经理的投资流程:他们如何识别、承保、完成和管理个人交易?根据他们的经验,他们是否有意义的重点?他们建立了成功的往绩记录吗?

回答这些问题将使您走上寻找有动力保护和增加投资的信誉良好的基金经理的道路。海外投资并不容易,但是有了正确的知识和合作伙伴,这可能是一次非常有意义的经历。

关于桃树集团

桃树集团 是一个 投资公司推动增长 拥有多元化的商业房地产资产和其他风险投资组合,专攻酒店业。自成立以来,我们已经进行了数百项投资,重点是房地产收购、开发和贷款。今天,我们管理着数十亿美元的股权,并辅之以旨在保护、支持和增加您的投资的服务。

相关 帖子

如果你喜欢这篇文章,请通读这些相关的新闻稿和见解。
EB-5
新闻稿
5 分钟阅读

Peachtree Group 的 EB-5 Palmdale 项目获得 USCIS 的 I-956F 批准

桃树集团已获得美国公民及移民服务局(USCIS)的 I-956F 批准,用于该公司位于加利福尼亚州帕姆代尔的 TownePlace Suites by Marriott 项目。

乔治亚州亚特兰大桃树集团 (“Peachtree”)已获得负责监督 EB-5 移民投资者计划的政府机构美国公民及移民服务局(USCIS)的 I-956F 批准 万豪唐普雷斯套房酒店 位于加利福尼亚州帕姆代尔,目前正在建设中。

美国公民及移民服务局批准的 I-956F 标志着 Peachtree 持续努力通过 EB-5 计划促进投资机会的关键一步,该计划旨在促进美国的经济增长和创造就业机会。这是 Peachtree 获得批准的第二个酒店开发项目,此前其位于北卡罗来纳州布恩的希尔顿Home2 Suites开发项目获得了批准。

桃树EB-5执行副总裁亚当·格林说:“我们很高兴我们的棕榈谷项目获得移民局的批准。”“这一成就凸显了我们对提供高质量开发项目的持续承诺,以推动经济增长,为投资者和当地社区创造有意义的机会。”

帕姆代尔万豪TownePlace套房预计将成为首屈一指的长住酒店,提供满足商务和休闲旅客需求的现代化住宿和便利设施。该酒店计划于2025年春季完工。

“我们之所以专注于酒店开发,是因为事实证明,该行业具有极强的弹性,为应对经济挑战提供了灵活性和灵活性。由于新酒店供应有限,旅行需求激增,新资产有望跑赢大盘,尤其是在后COVID时代,强劲的基本面和市场动态创造了重大机遇。预计未来十年全球旅行支出将达到15.5万亿美元,超过通货膨胀,这进一步凸显了酒店业的长期潜力,使其成为极具吸引力的投资机会,” 格林说。

Peachtree于2023年启动了EB-5计划,这是支持全国创造就业机会的项目的重要融资工具。该公司仍然致力于通过扩大EB-5项目组合来提供高质量的投资和发展机会。

“与Home2 Suites一样,TownePlace Suites的开发项目包括大量的所有者股权投资。这种与我们的EB-5投资者的利益一致促进了共同的承诺,增强了人们对该项目成功的信心,并使所有利益相关者放心,” 格林补充说。

EB-5签证计划允许外国投资者获得绿卡,以换取对在美国创造就业机会的新商业企业进行大量投资。根据该计划,在美国为美国工人创造或保留至少10个全职工作岗位的项目中投资至少80万美元的外国人有资格申请永久居留权。

关于桃树集团
桃树集团 是一家垂直整合的投资管理公司,专门发现和利用以商业房地产为支撑的混乱市场中的机会。如今,该公司通过收购、开发和贷款管理着数十亿美元的资本,并辅之以旨在保护、支持和增加其投资的服务。欲了解更多信息,请访问 www.peachtreegroup.com。

EB-5
教育
5 分钟阅读

什么是 EB-5 的 I-829 表格?

A detailed guide to understanding the I-829 form and its critical role in the EB-5 Immigrant Investor Program. It includes an overview of the I-829 form, the conditions for removing the conditional status of a green card, and the specific information and documents required for the application.

Form I-829, Petition by Investor to Remove Conditions on Permanent Resident Status is filed by EB-5 investors to remove the conditions on their two (2) year green cards. The investors obtained the conditional green cards through their investment in a new commercial enterprise. Filing the Form I-829 is a crucial step in the EB-5 investor’s immigration process as once approved it allows the investors, along with their spouses and unmarried children under twenty-one (21), to achieve permanent residency in the United States. In this article, we explore the I-829 Form in detail, covering its purpose, eligibility requirements, necessary documents, filing timeline, common challenges, and practical tips for a successful submission.

Overview of the I-829 Form

Due to the conditional nature of the EB-5 investors’ permanent resident status, between 21 – 24 months after receiving the conditional green card, the EB-5 investors have to file an I-829 EB5 Form with USCIS to remove the condition on their permanent resident status. The EB-5 investors provide documentation to demonstrate they fulfilled the program’s requirements, including proof they sustained their investment and created the required number of jobs. The I-829 form is the final step in the EB-5 investors’ immigration process, and once approved investors become unconditional permanent residents of the United States.

 

Conditions for Removing Conditional Status

To successfully remove the conditions on the green card, the following requirements must be met:

  1. Invested Capital: The EB-5 investor must show they have invested or are actively in the process of investing the required capital; and the capital was made available to the business(es) most closely responsible for job creation.
  2. Sustained Investment: The EB-5 investors must show they have sustained their investment in the new commercial enterprise for two (2) years from the time their investment was made available to the entity most closely responsible for creating the jobs.
  3. Job Creation: The EB-5 investors must also show at least ten (10) full time positions for qualifying employees have been directly or indirectly created or will be created within a reasonable time. In the case of a troubled business, the EB-5 investors must submit evidence showing the number of existing employees were maintained at no less than the pre-investment level during the period of the EB-5 investors’ conditional permanent residence.

Specific Information and Documents Required

When filing Form I-829, the EB-5 investor needs to provide a variety of documents to support their petition, including:

  • Investment Evidence: Proof that the EB-5 investors’ capital contribution has been invested and sustained which may include but is not limited to: financial statements, bank statement, contracts, federal or state income tax returns.
  • Job Creation Documentation: The evidence needed to prove job creation is determined by the type of investment, direct or through a regional center.
    • The documentation for jobs created indirectly as a result of an investment in a regional center may include, but is not limited to: tax and financial statements, expenditure and revenue reports, construction draws, invoices and receipts, bank statements, quarterly reports etc. In addition, at the I-829 stage, an Economic Impact Report is generally commissioned to evaluate the actual number of jobs created from the construction and operation of the Project selected by the EB-5 investors. This report is generated based on the actual EB-5 eligible costs spent on the Project, as well as the actual revenue generated by the Project. This report is different than the initial Economic Impact Report provided to USCIS with the Form I-956F, Application for Approval of an Investment in a Commercial Enterprise filing as the inputs for calculating the jobs are no longer projections, but actual costs incurred during development of the Project and actual revenue generated during the second or third year of the Project’s operation.
    • The documentation of jobs created directly by the new commercial enterprise may include but is not limited to: payroll records, W-2s, employer’s quarterly federal tax returns, Forms I-9s, identification documents of the direct employees or any other evidence showing the required jobs were created or preserved.
  • Personal Information: Identification documents, such as copies of the applicant’s passport, green card, and any previous immigration documentation.

 

Timeline for Filing the I-829 Form

The I-829 form must be file within the 90-day period immediately before the second anniversary of the EB-5 investor’s admission as a conditional permanent resident. Filing early or late may result in complications or even the termination of the EB-5 investor’s conditional permanent resident status, so it is critical to adhere to this timeline.

I-829 Processing Time

The processing time for Form I-829 is listed on USCIS website. During this period, USCIS reviews the I-829 petition, request additional evidence, if necessary, and eventually reach a decision. It is important to note that while the EB-5 investor’s I-829 petition is pending, the conditional permanent residency status is automatically extended for the period indicated on the EB-5 investor’s filing receipt. After filing the I-829 Petition, the EB-5 investor receives a filing receipt notice from USCIS, which should accompany their expired green card.

 

Common Challenges and Practical Tips

Filing Form I-829 can be complex, and applicants may face several challenges, including:

  • Incomplete or Inconsistent Documentation: Ensure that all required documents are complete, accurate, and consistent throughout the petition.
  • Prove Job Creation: Demonstrating the investment has created or preserved ten full-time jobs can be challenging, especially in projects that face delays or other complications. The EB-5 investor who select to invest in one of Peachtree Group’s projects should be assured that all the project related documents necessary for their Form I-829 filing are collected, reviewed and assembled into an I-829 Template by Peachtree. The I-829 Template will be provided to our EB-5 investors well in advance of their 90-day filing window.
  • Meet the Filing Deadline: Missing the 90-day filing window jeopardizes the chances of removing the conditions on the green card.

 

Practical Tips for a Successful Submission

  • Start Early: EB-5 investor should begin gathering the necessary documentation well in advance of the filing deadline to ensure that everything is in order.
  • Consult with Experts: EB-5investors should work with their immigration attorneys and consultants experienced in the EB-5 process to prepare their petition and provide guidance. If you don’t have an immigration attorney, Peachtree Group can recommend several that have collaborated with us in the past.
  • Double-Check All Information: Review form and documents for accuracy and consistency before these are submitted to USCIS.
  • Stay Informed: Keep up to date with any changes in immigration laws or USCIS policies that could affect the petition.

Frequently Asked Questions

What is the I-829 Form?

The I-829 Form is a petition filed by EB-5 investors to remove the conditions on their permanent resident status. It is the final step in the EB-5 process, allowing investors to obtain an unconditional green card if the EB-5 Program's requirements are met.

How Do I Fill Out the I-829 Form?

To fill out the I-829 Form, the EB-5 investors must provide personal information, details about their investment, and evidence they have sustained the investment and created the required number of jobs. The I-829 Filing is a voluminous filing, containing numerous exhibits which generally include financial statements, tax returns and bank statements for numerous years, as well as constructions draws, expenditure reports, revenue repots and a job creation analysis, encompassing thousands of pages of supporting documents.

Why Do You Need to Fill Out the I-829 Form?

Filling out the I-829 form is necessary to remove the conditions on the EB-5 investor’s green card. if this petition is not filed, the conditional resident status will expire, and the investor will lose the ability to become a permanent resident of the United States.

What Happens After the I-829 Form is Approved?

Once the I-829 Form is approved, the EB-5 investor, their spouse, and their unmarried children under 21 become permanent resident of the United States of America. This status grants EB-5 investors many rights and privileges, including the ability to live and work in the United States, to own property, attend public school and colleges, and be protected by the laws of the United State and of the State where the EB-5 investors reside.

Additional Resources

For more information about the I-829 Form and the EB-5 Immigrant Investor Program, consider consulting the following resources:

  • USCIS Website: Access official forms, instructions, and updates on processing times.
  • A Simple Guide to EB-5 Immigration by Investment
  • Immigration Attorneys: Seek legal advice from professionals specializing in EB-5 cases. If you are not familiar with an immigration attorney, contact Peachtree Group, our team can give you contact information for several knowledgeable lawyers.
  • Contact Peachtree Group: Contact Peachtree Group for guidance on specific investment opportunities and compliance requirements.

Taking the Next Steps with Peachtree

Begin your journey to U.S. residency with an EB-5 investment.

Pass Along Your Contact Information

Take a moment to fill out the contact form on our website.

当我们获得您的信息后,我们的一位投资者关系经理将与您联系。

EB-5
洞察力
5 分钟阅读

EB-5投资门槛即将提高:你需要知道的

EB-5移民投资者计划成立于1990年,随着2022年EB-5改革与诚信法案(RIA)的颁布,发生了重大变化。了解该法律对潜在投资者至关重要,因为它包括深入了解美国政府未来将如何处理最低EB5投资额的增加。上调预计将于2027年1月生效,距离现在还有不到两年半。‍

成立于1990年的EB-5移民投资者计划随着2022年EB-5改革与诚信法案(RIA)的颁布而发生了重大变化。了解该法律对潜在投资者至关重要,因为它包括深入了解美国政府未来将如何处理最低EB5投资额的增加。上调预计将于2027年1月生效,距离现在还有不到两年半。

当前的EB5投资金额

从历史上看,非目标就业领域的EB5最低投资额为100万美元,项目的最低投资额为50万美元 目标就业区 (TEA),失业率高或农村地位高的地区。2022年的《改革与诚信法》大幅提高了这些门槛,以反映该计划启动以来的经济变化。现在,新的EB 5签证最低投资金额要求为105万美元,TEAS的投资额降至80万美元]以及对基础设施项目进行资格认证。

自动调整授权 2027 年 1 月 1 日

RIA法律中的一项重要要求要求从2027年1月1日起每五年自动调整投资门槛。这些调整将基于劳工统计局报告的所有城市消费者消费者价格指数(CPI-U)的年度累计百分比变化。这样可以确保投资金额与通货膨胀和经济状况保持一致,从而防止在不进行调整的情况下再延长一段时间。

使用2022年1月1日至2024年7月31日的消费者价格指数数据,我们可以了解通货膨胀对投资门槛的影响。截至2024年7月31日,CPI-U指数为314.340,反映了自2021年12月278.802以来的累计变化12.75%。这些实时数据为通货膨胀如何影响EB-5投资要求提供了宝贵的见解。

门槛的提高和自动调整反映了国会的公共政策选择,以确保EB-5计划保持切实可行并反映当前的经济状况。这意味着更高的初始投资。了解自动调整有助于投资者更好地规划财务,因为他们知道要求将随着通货膨胀而变化。

计划增加EB5投资金额

对于潜在的EB-5投资者而言,RIA带来的变化标志着投资格局的重大转变。该计划旨在通过纳入基于通货膨胀的自动调整来保持相关性和经济可行性。投资者应随时了解这些变化,并在计划中考虑未来可能的增长。

那么增长会是什么样子呢?根据桃树集团EB-5团队的保守计算,2027年1月,我们预计最低投资门槛将从80万美元提高到90万美元至97.5万美元之间。以下是我们得出这个结论的方式。

2027 年预计的 EB-5 TEA 金额

预计EB5投资金额增加

为了设定基准,桃树集团团队审查了2021年12月21日至2024年8月14日的相关消费者价格指数数字,并根据美联储每年2%的目标通货膨胀率预测了未来的消费者价格指数增长,以显示预计的消费者价格指数数字(蓝线)。

使用这些数据,该团队为目标就业区域金额的项目金额创建了界限,并审查了三种情景:

根据2024年7月公布的最新通货膨胀率(每年1.4%),截至2027年1月1日的投资门槛将提高至90万美元。(黄线)

如果从今天起通货膨胀率稳定在美联储每年2%的目标,那么截至2027年1月1日,投资门槛将为90万美元(绿线)

如果通货膨胀率继续保持自2022年1月1日参考日以来的累计平均水平(每年4.9%),则截至2027年1月1日的投资门槛将提高至97.5万美元(红线)

根据法律和统计数据以及到2027年的推断,我们得出的结论是,我们预计从2027年1月起,最低投资门槛将提高到90万美元至97.5万美元之间。

你现在能做什么?

即使根据历史数据进行假设,也没有人能确定未来会怎样。但是,我们所知道的是,每个RIA的最低EB5投资额将自动调整,这些调整预计将于2027年1月生效,距离今天不到2.5年。

要锁定较低的EB5投资金额,启动流程很重要。 桃树集团 是一家综合投资管理公司,专门发现和利用以商业房地产为支撑的混乱市场中的机会。如今,我们在收购、开发和贷款方面管理着数十亿美元的资本,并辅之以旨在保护、支持和增加投资的服务。

我们的 EB-5 团队 在EB-5投资方面拥有超过30年的综合经验,管理超过20亿美元的EB-5交易。了解一下 Peachtree 的优势 让我们来帮你渡过难关 EB-5 流程 在投资金额增加之前。

使用 Peachtree 采取下一步行动

您可以通过以下方式通过EB-5投资开始获得美国居留权的旅程。

访问我们的网站

开始于 访问我们的网站 在这里您可以了解有关我们特定EB-5投资机会的更多信息。

我们将网站设计为用户友好且简单。

传递您的联系信息

花点时间 填写联系表 在我们的网站上。

当我们获得您的信息后,我们的一位投资者关系经理将与您联系。