1990년에 설립된 EB-5 투자이민 프로그램은 2022년 EB-5 개혁 및 청렴법 (RIA) 을 통해 상당한 변화를 겪었습니다.미국 정부가 향후 EB5 최소 투자금액 인상을 어떻게 처리할 것인지에 대한 통찰력을 포함하므로 이 법을 이해하는 것은 잠재적 투자자에게 매우 중요합니다.인상은 지금으로부터 2년 반도 채 남지 않은 2027년 1월에 발효될 것으로 예상됩니다.
현재 EB5 투자 금액
지금까지 EB5에 필요한 최소 투자액은 비대상 고용 분야의 경우 100만 달러, 관련 프로젝트의 경우 50만 달러였습니다. 대상 고용 분야 (TEA), 실업률이 높거나 농촌 지위가 높은 지역.2022년 개혁 및 청렴법은 프로그램 시작 이후 경제 변화를 반영하여 이러한 기준을 크게 상향 조정했습니다.새로운 EB 5 비자 최소 투자 금액 요건은 현재 1,050,000달러이며, TEAS의 경우 80만 달러로 인하되었습니다.]및 적격 인프라 프로젝트.
자동 조정 관련 명령 2027년 1월 1일
RIA 법률의 주목할 만한 요구 사항은 2027년 1월 1일부터 5년마다 투자 기준액을 자동으로 조정하도록 규정하고 있습니다.이러한 조정은 노동통계국이 보고한 전체 도시 소비자 소비자 물가 지수 (CPI-U) 의 연간 누적 변동률을 기준으로 합니다.이를 통해 투자 금액이 인플레이션 및 경제 상황과 일치하게 유지되어 조정 없이 기간을 연장할 수 있습니다.
2022년 1월 1일부터 2024년 7월 31일까지의 CPI 데이터를 사용하여 인플레이션이 투자 임계값에 미치는 영향을 이해할 수 있습니다.2024년 7월 31일 현재 CPI-U 지수는 314.340으로 기록되었는데, 이는 278.802였던 2021년 12월 이후 누적 변동률이 12.75% 에 달한 것을 반영합니다.이 실시간 데이터는 인플레이션이 EB-5 투자 요건에 어떤 영향을 미치는지에 대한 귀중한 통찰력을 제공합니다.
기준액 인상과 자동 조정은 EB-5 프로그램이 실용적이고 현재의 경제 상황을 반영하도록 보장하기 위한 의회의 공공 정책 선택을 반영합니다.이는 초기 투자액이 늘어난다는 것을 의미합니다.자동 조정을 이해하면 투자자가 인플레이션에 따라 요구 사항도 달라질 것이라는 점을 알고 재무 계획을 더 잘 세울 수 있습니다.
EB5 투자 금액 상향 계획
RIA가 가져온 변화는 잠재 EB-5 투자자들의 투자 환경에 중대한 변화를 가져옵니다.이 프로그램은 인플레이션을 기반으로 한 자동 조정을 통합하여 관련성과 경제성을 유지하는 것을 목표로 합니다.투자자는 이러한 변화에 대한 정보를 지속적으로 파악하고 향후 계획 인상 가능성을 고려해야 합니다.
그렇다면 인상은 어떤 모습일까요?피치트리 그룹 EB-5 팀의 보수적인 계산에 따르면, 2027년 1월에는 최저 투자 기준액이 80만 달러에서 90만 달러에서 975,000달러 사이로 증가할 것으로 예상됩니다.이러한 결론에 도달한 방법은 다음과 같습니다.
2027년에 예상되는 EB-5 TEA 금액
기준선을 설정하기 위해 Peachtree Group 팀은 2021년 12월 21일부터 2024년 8월 14일까지의 관련 CPI 지수 수치를 검토하고 연방준비은행의 연간 목표 인플레이션율 2% 를 기준으로 향후 CPI 상승을 예상하여 예상 CPI 수치 (파란색 선) 를 입증했습니다.
팀은 이 데이터를 사용하여 목표 고용 지역 금액의 프로젝트 금액에 대한 라인을 만들고 세 가지 시나리오를 검토했습니다.
2024년 7월에 보고된 최신 인플레이션율 (연간 1.4%) 에 따르면 2027년 1월 1일 기준 투자 기준액은 90만 달러로 인상될 것입니다.(노란색 선)
인플레이션이 오늘부터 연방준비은행의 연간 2% 목표 수준에 도달하면 2027년 1월 1일을 기준으로 투자 기준액은 90만 달러가 됩니다 (녹색 선)
기준일인 2022년 1월 1일 (연간 4.9%) 이후 인플레이션이 누적 평균 금리 (연간 4.9%) 로 지속된다면 2027년 1월 1일 현재 투자 임계값은 975,000달러 (빨간색 선) 로 증가합니다.
법과 통계 및 2027년까지의 추정을 통해 2027년 1월 현재 최저 투자 기준액이 90만 달러에서 975,000달러 사이로 증가할 것으로 예상된다는 결론에 도달했습니다.
이제 무엇을 할 수 있을까요?
과거 데이터를 기반으로 가설을 세우더라도 미래가 어떻게 될지 아무도 확신할 수 없습니다.하지만 우리가 알고 있는 것은 RIA당 최소 EB5 투자 금액이 자동으로 조정될 것이며 이러한 조정은 오늘로부터 2.5년 미만인 2027년 1월에 발효될 것으로 예상된다는 것입니다.
낮은 EB5 투자 금액을 고정하려면 프로세스를 시작하는 것이 중요합니다. 피치트리 그룹 상업용 부동산에 기반을 둔 위축된 시장에서 기회를 파악하고 활용하는 것을 전문으로 하는 통합 투자 관리 회사입니다.오늘날 당사는 투자 보호, 지원 및 확대를 위해 설계된 서비스를 통해 인수, 개발 및 대출 전반에 걸쳐 수십억 달러의 자본을 관리하고 있습니다.
우리의 EB-5 팀 20억 달러 이상의 EB-5 거래를 관리하는 EB-5 투자 분야에서 30년 이상의 경험을 보유하고 있습니다.자세히 알아보기 피치트리 어드밴티지 어려운 상황을 헤쳐나갈 수 있도록 도와 드리겠습니다 EB-5 프로세스 투자 금액이 증가하기 전에
피치트리와 함께 다음 단계로 나아가다
EB-5 투자로 미국 거주 여정을 시작하는 방법은 다음과 같습니다.
당사 웹사이트 방문하기
시작: 당사 웹사이트 방문 당사의 특정 EB-5 투자 기회에 대해 자세히 알아볼 수 있습니다.
우리는 사이트를 사용자 친화적이고 단순하게 설계했습니다.
연락처 정보를 전달하세요
잠시 시간을 내서 연락처 양식 작성 당사 웹사이트에서.
귀하의 정보가 수집되면 당사의 투자자 관계 관리자 중 한 명이 귀하에게 연락을 드릴 것입니다.
관련 게시물
If you're working in the United States on an H-1B visa and seeking permanent residency, the EB-5 Immigrant Investor Program offers a promising path forward. This comprehensive guide walks you through the process of transitioning from an H-1B to an EB-5 visa, helping you understand your options to make an informed decision about your immigration journey.
H-1B vs. EB-5: Understanding the Key Differences
The H-1B visa is a temporary, employer-sponsored visa that ties you to a specific company. You need to win a lottery to get one, and you'll face regular renewal requirements. Plus, your stay in the U.S. is always dependent on your employment status.
The EB-5 visa, on the other hand, offers a direct path to permanent residency. No employer sponsorship needed! With an EB-5 visa, you can:
- Live and work anywhere in the United States
- Include your spouse and unmarried children under age 21 in your application
- Avoid the stress of visa renewals and employer dependencies
Can You Convert from H-1B to EB-5?
Yes, while it's not exactly a "conversion," you can apply for an EB-5 visa while maintaining your H-1B status. Here are the key requirements for an EB-5 visa:
- Make an $800,000 investment in a qualifying Regional Center project
- Create jobs for U.S. workers through your investment
- Demonstrate a legitimate source of investment funds
Acceptable funding sources for H-1B holders include:
- Accumulated earnings verified by wage statements and tax returns
- Personal savings and investments
- Retirement plan funds
- Secured loans or documented gifts
The Timeline and Process for EB-5 Approval
The transition from H-1B to EB-5 status typically requires between 4 to 18 months, depending on USCIS processing times. Your immigration journey begins with selecting and investing in a qualified EB-5 project. Once you've made your investment, you'll submit your petition to USCIS. During this waiting period, maintaining your current H-1B status provides important immigration security.
Understanding Concurrent Filing Benefits and Risks
The concurrent filing option presents an interesting opportunity for H-1B holders pursuing EB-5 visas. This process allows you to receive an Employment Authorization Document and advance parole privileges (travel authorization) immediately after filing your EB-5 petition. These benefits enable work authorization independent of your H-1B employer and facilitate international travel. However, immigration attorneys often advise maintainingH-1B status throughout the EB-5 process, as switching to concurrent filing status may prevent you from returning to H-1B status if needed.
Making an Informed Decision
The journey from H-1B to permanent residency through the EB-5 program represents a significant opportunity for foreign workers in the United States. While the $800,000 investment requirement is substantial, the benefits of permanent residency and workplace freedom make it an attractive option form any H-1B professionals. Consulting with qualified immigration attorneys helps ensure you understand all aspects of the process and make the visa choice aligned with your long-term immigration goals.
Taking the Next Step
Converting from an H-1B to an EB-5 visa offers a clear path to permanent residency in the United States. By understanding the requirements, timeline, and potential challenges, you can make informed decisions about your immigration future. Remember that professional legal guidance proves invaluable throughout this complex but rewarding process.
Peachtree Group has more than 40 years’ experience in EB-5 investing. Have questions about EB-5, visit our website or fill out our contact form.
How You Think About the EB5 Visa Country Cap is WRONG! Here's why.
Conventional wisdom states that the EB5 visa country cap is calculated within each preference category, not across all preference categories. That would mean that no one country could have more than 7% of just EB-5 visas in any reserved visa category.
Conventional EB-5 wisdom on country caps is wrong.
In a US Federal Register announcement dated March 28, 2023, the US Government acknowledged they were calculating country caps incorrectly and outlined how country caps were to be calculated moving forward.
Since April 2023, country caps are calculated based on the total number of visas available in ALL preference categories including family-based and employment-based. Immigrants from a particular county are not subject to a country cap until applications for ALL preference categories for that country reach 7%.
Once both family-based and employment-based visa applications for a particular country reach 7%, the Department of State imposes backlogs for that particular country in each preference category based on priority dates across all categories.
Investors born outside of China and India can confidently choose between either a rural or high unemployment project.
The Visa Bulletin shows China, India, Mexico, and the Philippines have all reached the 7% cap across the family-based and employment-based visas. Since Mexico and the Philippines are not big users of the EB-5 preference, China and India are currently the only countries subject to a country cap on EB-5 unreserved visas. What this means: If you were born outside of China or India, you don't need to worry about backlogs or waiting lines whether you invest in a rural or high unemployment TEA. Unless and until another country reaches the 7% quota across all preference categories, we should not expect there to be a backlog for those countries in EB-5. If you were born in China or India, you should speak with knowledgeable EB-5 professionals to understand the potential waiting periods. However, remember that your EB-5 investment decision should be based on all of the factors that are important to you, not just the potential visa quotas.
About Peachtree Group
Peachtree Group is an investment firm driving growth with a diverse portfolio of commercial real estate assets and other ventures, with a specialty in hospitality. We’ve executed hundreds of investments since inception with a focus on real estate acquisition, development, and lending. Today, we manage billions in equity, augmented by services designed to protect, support, and grow your investment.
Peachtree Group has an EB-5 visa by investment program which allows foreign nationals the opportunity to attain permanent residency in the United States. The EB-5 visa program allows you to invest in job creating projects in the U.S. creating a path to a green card for you and your family. The minimum investment is $1,050,000. However, investment in Targeted Employment Areas reduces the minimum cost to $800,000. Learn more about the EB-5 visa by investment program.
USCIS Form I-485 for EB-5 Investors Explained
Form I-485, or the "Application to Register Permanent Residence" allows an EB-5 investor to adjust their investor's status from a non-immigrant to a conditional permanent resident (CPR). To take advantage of this, the EB-5 investor must already be in the United States lawfully on a non-immigrant visa such as a F-1 or H-1B. The form is generally filed after the I-526E Petition which is the first step in the EB-5 visa process. This blog post explains how the Form I485 fits into the overall EB-5 process, the essential documents needed, and how to avoid potential delays in the adjustment of status journey.
Concurrent Filing
The passing of the EB-5 Reform and Integrity Act of 2022 (“RIA”) allowed EB-5 investors to file Form I-485 concurrently with Form I-526E if visas are available. This is called concurrent filing and allows investors to remain in the US while their application is processed. In short, if you are in the U.S. you can stay in the U.S. while you wait for the adjudication of your Form I-526E Petition.
Conditional Permanent Residency
Once the I-485 is approved, the investor becomes a conditional permanent resident which is good for two years. During this time, they need to fulfil the promise they made with the I-526 form to invest in a project that creates US jobs. In order to remove the conditional and become a permanent resident, the investor must file Form I-829 or the "Petition by Investor to Remove Conditions on Permanent Resident Status". Once this is granted, the investor and their eligible family members receive permanent green cards.
Investor Benefits During I-485 processing:
While the I-485 is processing, EB-5 investors may also file a Form I-765, "Application for Employment Authorization" and Form I-131, "Application for Travel Document" to receive an employment authorization and travel permit, which allows them to work in the US and travel while their applications are pending.
I-485 Filing Requirements: Documents to be submitted with your Form I-485
Peachtree Group encourages ourEB-5 investors to consult with their immigration attorney and to read through the Form I-485 form instructions as the specific evidence required with theForm I-485 application may vary depending on the immigrant category you are filing under.
Documents required to be submitted with your Form I-485 include:
- Passport-style photographs
- Government-Issued identity document with photograph
- Birth Certificate
- Inspection and Admission or Inspection and Parole
- Passport page with admission or parole stamp;
- Passport page with nonimmigrant visa; and
- FormI-94 Arrival-Departure Record.
- Evidence of Maintenance of Status
- Original Sealed Medical Exam Results (FormI-693)
I-485 EB5 Filing Costs
As November 2024, the filing fee for Form I-485 is $1,440. The EB-5 investor pays additional filing fees if they are also filing Form I-765 and Form I-131. Be sure to check the USCIS website for the most up to date fee information. In addition, this site has information on what to do while you wait for your green card application.
Prevent unnecessary delays in the adjudication of Form I-485
By following the I 485 form instructions and submitting all the required evidence and supporting documentation at the time of the Form I-485 filing, EB-5 investors may avoid receiving a Request for Evidence (“RFE”) from USCIS.
Tips to prevent receiving an RFE include:
- Form I-693, Report of Immigration MedicalExamination and Vaccination Record
- Only a USCIS designated civil surgeon can perform this medical examination in the United States. The civil surgeon will document the results of the examination on Form I-693. USCIS considers a complete Form I-693 to remain valid for two years from the date the civil surgeon signs the form.
- Due to the limited time validity of Form I-693, EB-5 investors are not required to submit Form I-693 at the time they file their adjustment application but may select to do so in order to avoid a RFE and delay the adjudication process. USCIS cannot approve the Form I-485 without having the report of Immigration Medical Examination and Vaccination Record, so if the Form I-693 is not filed with the adjustment of status, USCIS will have to issue an REF to obtain the medical report.
- File all required initial evidence and supporting documentation as described in the form instructions; and
- Use the current edition of Form I-485
Additional Resources
For more information about the I-526E Form and the EB-5 Immigrant Investor Program, consider consulting the following resources:
- USCIS Website: Access official forms, instructions, and updates on processing times.
- A Simple Guide to EB-5 Immigration by Investment
- Immigration Attorneys: Seek legal advice from professionals specializing in EB-5 cases. If you are not familiar with an immigration attorney, contact Peachtree Group, our team can give you contact information for several knowledgeable lawyers.
- Contact Peachtree Group: Contact Peachtree Group for guidance on specific investment opportunities and compliance requirements.
- Learn more about the Peachtree Advantage
- What is form I-526E for EB-5 investors?
- What is Form I-826 for EB-5?